Terms of Use

Your membership (“Membership”) in Sedgwick Hines’ Financial Aid and Scholarship Workshop Online is subject to the following terms and conditions (the “Terms and Conditions”).

Acceptance of terms
AvScholars Publishing (“AvScholars”) makes the FinancialAidScholarshipWorkshop.com Web site (the “Site”), including all information, documents, communications, files, text, graphics, software, and products available through the Site (collectively, the “Materials”) and all services operated by AvScholars and third parties through the Site (collectively, the “Services”), available for your use subject to the terms and conditions set forth in this document and any changes to this document that AvScholars may publish from time to time (collectively, the “Terms of Use”).

AvScholars reserves the right to change the Terms of Use and other guidelines or rules posted on the Site from time to time at its sole discretion, and will provide notice of material changes on the home page of the Site. Your continued use of the Site, or any Materials or Services accessible through it, after such notice has been posted constitutes your acceptance of the changes. Your use of the Site will be subject to the most current version of the Terms of Use, rules, and guidelines posted on the Site at the time of such use. You should periodically check the “Terms of Use” link on the Site’s home page to view the then-current terms. If you breach any of the Terms of Use, your authorization to use this Site automatically terminates, and any Materials downloaded or printed from the Site in violation of the Terms of Use must be immediately destroyed.

Intellectual property; limited license to users
The Materials and Services on this Site, as well as their selection and arrangement, are protected by copyright, trademark, patent, and/or other intellectual property laws, and any unauthorized use of the Materials or Services at this Site may violate such laws and the Terms of Use. Except as expressly provided herein, AvScholars and its suppliers do not grant any express or implied rights to use the Materials and Services. You agree not to copy, republish, frame, download, transmit, modify, rent, lease, loan, sell, assign, distribute, license, sublicense, reverse engineer, or create derivative works based on the Site, its Materials, or its Services or their selection and arrangement, except as expressly authorized herein. In addition, you agree not to use any data mining, robots, or similar data gathering and extraction methods in connection with the Site.

Use of Services.
When using Services on this Site that are offered by AvScholars, you shall be subject to any posted guidelines, rules, or licenses applicable to such Services and to the Terms of Use. Such guidelines, rules, or licenses may contain terms and conditions in addition to those in the Terms of Use.

In addition to the Materials and Services offered by AvScholars, this Site also makes available materials, information, and services provided by third parties (collectively, the “Third-Party Services”). The Third-Party Services are governed by separate license agreements that accompany such services. AvScholars offers no guarantees and assumes no responsibility or liability of any type with respect to the Third-Party Services, including any liability resulting from incompatibility between the Third-Party Services and the Materials and Services offered by AvScholars. You agree that you will not hold AvScholars responsible or liable with respect to the Third-Party Services or seek to do so.
7 Day Money Back Guarantee
Sedgwick wants you to be 100% satisfied with The Financial Aid and Scholarship Workshop Online, so he’s offering his 7 Day Money Back Guarantee to remove any doubt from your mind. If for any reason you’re not satisfied with The Financial Aid and Scholarship Workshop Online, you can cancel your membership anytime within 7 days and you’ll receive a full refund. To start your 7 Day Money Back Guarantee, you must select either the 30 Day or 12-month Membership plan and provide a valid credit card or debit card. There are no cancellation fees, although there are no refunds for partial or full months.
Membership Plans and Payment Method:

For 30 Day Membership (“30 Day Members”): AvScholars Publishing will automatically charge a one-time $67 fee (less any applicable discounts) to your credit card or debit card. By registering for the 30 Day Membership, you agree that a one-time $67.00 fee will be automatically charged to you in which your membership will be for 30 Days unless you cancel in accordance with the section below. There are no cancellation fees, and there are no refunds after 7 days of registering for The Financial Aid and Scholarship Workshop Online.

For Monthly Membership (“Monthly Members”): AvScholars Publishing, LLC. will automatically charge the $10.00 Monthly Membership Fee (less any applicable discounts) to your credit card or debit card after your 7 day trial offer period has ended. Your Monthly Membership will be active for 12 months. By registering for the Monthly Membership, you agree that the $10.00 Monthly Membership Fee will be automatically charged to you for up to 12 months unless you cancel in accordance with the section below.

Thereafter, the Monthly Membership Fee to cover each monthly service period (“Monthly Service Period”) will be automatically charged on or around the same date of the month that you were charged your first Monthly Membership Fee. For example, if the date you were charged for the first Monthly Membership Fee was September 15th, the Monthly Membership Fee would be charged on the 15th of the following month and your Monthly Membership Period would be from September 15th-October 14th.

For Annual Membership (“Annual Members”): AvScholars Publishing will automatically charge a one-time $97 fFee (less any applicable discounts) to your credit card or debit card. By registering for the Annual Membership, you agree that a one-time $97.00 fee will be automatically charged to you in which your membership will be for 12 months unless you cancel in accordance with the section below. There are no cancellation fees, and there are no refunds after 7 days of registering for The Financial Aid and Scholarship Workshop Online.

Cancellation Options:
You can cancel your membership at anytime, and if you signed up for a monthly membership, the month in which you cancel will be your last. There are no cancellation fees, although there are no refunds for partial months. For Monthly Members, once you cancel, the cancellation will be effective at the end of the then-current Monthly Membership Period and you will not be charged the Monthly Membership Fee for the next Monthly Membership Period.

For example, if your Monthly Membership Period is from September 15th -October 14th, and you cancel on October 14th, you will not be charged for the following Monthly Membership Period and your access would cease on October 14th. If you cancel on October 15th, you would be charged for the next Monthly Membership Period (October 15th-November 14th) and your online access would cease on November 14th.

Cancel in any of these two ways:

Online through the Online Support Center

By calling 1.773.837.5931

 

Monthly Membership Period Suspensions:
If your credit card or debit card is declined for any month as a Monthly Members, your access to Sedgwick Hines’ Financial Aid and Scholarship Workshop Online will be suspended. This suspension will continue until your Monthly Membership Fee has been received.

Price Increases:
Rising costs may occasionally require that we increase the Monthly Membership Fee or the Annual Membership Fee. You will be notified via email if the Monthly Membership Fees increase. In no event will the Monthly Membership Fees for active members increase by more than 10% per calendar year. AvScholars reserves the right to modify, terminate or otherwise amend our offered membership plans.

Use of Software.
The software and accompanying documentation that is made available to download from this Site is the copyrighted and/or patented work of AvScholars and/or its suppliers and Third-Party Software Developers. Use of the software is governed by the terms of the license agreement that accompanies or is included with such software. Such terms are available for review and are incorporated herein by this reference. You will not be able to download or install any software that is accompanied by or includes a license agreement unless you agree to the terms of such license agreement. If you do not agree to such terms, you will not be able to use the software. Absent a license agreement that accompanies the software, use of the software will be governed by the Terms of Use. You agree that you will not decompile, reverse engineer, or otherwise attempt to discover the source code of the software available on the Site.
Trademark information
The trademarks, logos, and service marks (“Marks”) displayed on this Site are the property of AvScholars or other third parties. You are not permitted to use the Marks without the prior written consent of AvScholars or such third party that may own the Marks. AvScholars and AvScholars logos are trademarks of AvScholars Publishing.
User conduct
In using the Site, including all Services and Materials available through it, you agree:

  • Not to share your personal online account or login information with another person;
  • Not to disrupt or interfere with any other user’s enjoyment of the Site or affiliated or linked sites;
  • Not to upload, post, or otherwise transmit through the Site any viruses or other harmful, disruptive, or destructive files;
  • Not to create a false identity;
  • Not to use or attempt to use another’s account, password, service, or system without authorization from AvScholars;
  • Not to access or attempt to access any Design Content which you are not authorized to access;
  • Not to disrupt or interfere with the security of, or otherwise cause harm to, the Site, or any Services, Materials, system resources, accounts, passwords, servers, or networks connected to or accessible through the Site or any affiliated or linked sites.

 

IP Address Restriction for Online Accounts
Every user, company, or server has an online IP address. An IP address becomes your unique identity as you connect to and browse the Internet, which also identifies you for our online course once You login to your personal online account. To help maintain security, to prevent unauthorized users, and to identify unauthorized multiple-users on a single-user online account, our online system automatically records your computer’s IP address or the IP address of a remote computer you are using to access the online course.

If your IP address frequent changes according to AvScholars security filters, our online course system will notify us that possible fraudulent activity (such as your online account is possibly shared with other unauthorized users) is occurring with your personal single-user, online account. You will be given one (1) warning notice regarding your online account’s possibly of fraudulent activity. After receiving your one and only warning notice, your personal online account will be terminated; and you will not receive a refund due to your breach in not adhering to our Terms of use..

AvScholars online course system’s security filters have been implemented to help reduce the number of fraudulent registrations, unauthorized users, unauthorized shared online accounts and to provide better and more efficient service to our online course users.

Warranties and Disclaimers
EXCEPT AS EXPRESSLY PROVIDED OTHERWISE IN A WRITTEN AGREEMENT BETWEEN YOU AND AVSCHOLARS OR YOU AND A THIRD PARTY WITH RESPECT TO SUCH PARTY’S MATERIALS OR SERVICES, THIS SITE, AND ALL MATERIALS AND SERVICES ACCESSIBLE THROUGH THIS SITE, ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR THE WARRANTY OF NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, AVSCHOLARS MAKES NO WARRANTY THAT (i) THE SERVICES AND MATERIALS WILL MEET YOUR REQUIREMENTS; (ii) THE SERVICES AND MATERIALS WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES OR MATERIALS WILL BE EFFECTIVE, ACCURATE, OR RELIABLE; (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, OR MATERIALS PURCHASED OR ACCESSIBLE BY YOU THROUGH THE SITE WILL MEET YOUR EXPECTATIONS; AND (v) ANY ERRORS IN THE SOFTWARE OBTAINED FROM OR USED THROUGH THE SITE, OR ANY DEFECTS IN THE SITE, ITS SERVICES, OR MATERIALS, WILL BE CORRECTED.

THIS SITE COULD INCLUDE TECHNICAL OR OTHER MISTAKES, INACCURACIES, OR TYPOGRAPHICAL ERRORS. AVSCHOLARS MAY MAKE CHANGES TO THE MATERIALS AND SERVICES AT THIS SITE, INCLUDING THE PRICES AND DESCRIPTIONS OF ANY PRODUCTS LISTED HEREIN, AT ANY TIME WITHOUT NOTICE. THE MATERIALS OR SERVICES AT THIS SITE MAY BE OUT OF DATE, AND AVSCHOLARS MAKES NO COMMITMENT TO UPDATE SUCH MATERIALS OR SERVICES.

YOU UNDERSTAND AND ACKNOWLEDGE THAT (i) AVSCHOLARS DOES NOT CONTROL, ENDORSE, OR ACCEPT RESPONSIBILITY FOR ANY CONTENT, PRODUCTS, OR SERVICES OFFERED BY THIRD PARTIES THROUGH THE SITE, INCLUDING, WITHOUT LIMITATION, THIRD-PARTY VENDORS AND THIRD PARTIES ACCESSIBLE THROUGH LINKS ON THE SITE; (ii) AVSCHOLARS MAKES NO REPRESENTATION OR WARRANTIES WHATSOEVER ABOUT ANY SUCH THIRD PARTIES, THEIR CONTENT, PRODUCTS, OR SERVICES; (iii) ANY DEALINGS YOU MAY HAVE WITH SUCH THIRD PARTIES ARE AT YOUR OWN RISK; AND (iv) AVSCHOLARS SHALL NOT BE LIABLE OR RESPONSIBLE FOR ANY CONTENT, PRODUCTS, OR SERVICES OFFERED BY THIRD PARTIES.

THE USE OF THE SERVICES OR THE DOWNLOADING OR OTHER USE OF ANY MATERIALS THROUGH THE SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND WITH YOUR AGREEMENT THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM, LOSS OF DATA, OR OTHER HARM THAT RESULTS FROM SUCH ACTIVITIES. AVSCHOLARS ASSUMES NO LIABILITY FOR ANY COMPUTER VIRUS OR OTHER SIMILAR SOFTWARE CODE THAT IS DOWNLOADED TO YOUR COMPUTER FROM THE SITE OR IN CONNECTION WITH ANY SERVICES OR MATERIALS OFFERED THROUGH THE SITE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM AVSCHOLARS OR THROUGH OR FROM THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS OF USE.

SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY MAY LAST, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. TO THE EXTENT PERMISSIBLE, ANY IMPLIED WARRANTIES ARE LIMITED TO THIRTY (30) DAYS.

International users
This Site can be accessed from countries around the world and may contain references to AvScholars products, services, and programs that are not available in your country. These references do not imply that AvScholars intends to announce such products, services, or programs in your country.

The Site is controlled, operated, and administered by AvScholars from its offices within the United States of America. AvScholars makes no representation that the Site, or the Services or Materials available through it, are appropriate or available for use at other locations outside the United States, and access to the Site from territories where the Site or any of its Services or Materials are illegal is prohibited. If you access the Site from a location outside the United States, you are responsible for compliance with all local laws. See the section on export control laws, for further information.

Export control laws; notice to U.S. government users
The export and re-export of AvScholars software products are controlled by the United States Export Administration Regulations, and such software may not be exported or re-exported to Cuba, Iran, Iraq, Libya, North Korea, Sudan, Syria, or any country to which the United States embargoes goods. In addition, AvScholars software may not be distributed to persons on the Table of Denial Orders, the Entity List, or the List of Specially Designated Nationals.

By downloading an AvScholars software product you are certifying that you are not a national of Cuba, Iran, Iraq, Libya, North Korea, Sudan, Syria, or any country to which the United States embargoes goods, and that you are not a person on the Table of Denial Orders, the Entity List, or the List of Specially Designated Nationals.

AvScholars does not make any claims to copyrights, trademarks, services marks, or intellectual property for third party software used to provide the eLearning Course Software, ebooks or elearning courses on this website.

Personal information and privacy
To learn about how AvScholars protects your personal information, such as your name and address, refer to the AvScholars Online Privacy Policy. Except as set forth in the Privacy Policy or in the Terms of Use, your personal information will be deemed to be confidential. Any non-personal information or material sent to AvScholars will generally be deemed to NOT be confidential. You understand and agree that we may disclose information about you if we have a good faith belief that we are required to do so by law or legal process, to respond to claims, or to protect the rights, property, or safety of AvScholars or others, or as stated in our Privacy Policy. Please be aware that your browser must be enabled to accept cookies in order for you to purchase from the AvScholars online store.

Limitation of Liability
IN NO EVENT, INCLUDING, WITHOUT LIMITATION, NEGLIGENCE, SHALL AVSCHOLARS, ITS SUBSIDIARIES, AFFILIATES, AGENTS, OFFICERS, DIRECTORS, EMPLOYEES, PARTNERS, OR SUPPLIERS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY SPECIAL, PUNITIVE, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOSS OF USE, DATA, OR PROFITS, WHETHER OR NOT AVSCHOLARS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OF OR THE INABILITY TO USE THIS SITE, ITS SERVICES, OR MATERIALS, THE STATEMENTS OR ACTIONS OF ANY THIRD PARTY ON OR THROUGH THE SITE, ANY DEALINGS WITH VENDORS OR OTHER THIRD PARTIES, ANY UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, ANY INFORMATION THAT IS SENT OR RECEIVED OR NOT SENT OR RECEIVED, ANY FAILURE TO STORE OR LOSS OF DATA, FILES, OR OTHER CONTENT, ANY SERVICES AVAILABLE THROUGH THE SITE THAT ARE DELAYED OR INTERRUPTED, OR ANY WEB SITE REFERENCED OR LINKED TO FROM THIS SITE.

SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES. ACCORDINGLY, THE LIMITATIONS AND EXCLUSIONS SET FORTH ABOVE MAY NOT APPLY TO YOU.

Governing law and jurisdiction
This Site (excluding linked sites) is controlled by AvScholars from its office within the state of Illinois, United States of America. By accessing this Site, you and AvScholars agree that all matters relating to your access to, or use of, this Site shall be governed by the statutes and laws of the State of Illinois, without regard to the conflicts of laws principles thereof. You and AvScholars also agree and hereby submit to the exclusive personal jurisdiction and venue of the Superior Court of Cook County and the United States District Court for Chicago, Illinois with respect to such matters.

Language
It is the express wish of the parties that the Terms of Use and all related documents have been drawn up in English.

General
The Terms of Use and other rules, guidelines, licenses, and disclaimers posted on the Site constitute the entire agreement between AvScholars and you with respect to your use of the Site. If for any reason a court of competent jurisdiction finds any provision of the Terms of Use, or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the parties as reflected by that provision, and the remainder of the Terms of Use shall continue in full force and effect. Any failure by AvScholars to enforce or exercise any provision of the Terms of Use or related right shall not constitute a waiver of that right or provision. The section titles used in the Terms of Use are purely for convenience and carry with them no legal or contractual effect.

 

 

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